Small Business Loans
What is a Small Business Loan?
A small business loan provides a lump sum of capital that you repay over time with fixed, predictable payments. It’s designed to give you the flexibility to fund a variety of needs—whether that’s hiring staff, investing in marketing, or stabilizing your cash flow.
When This Option Makes Sense
Small business loans work best when you:
- Have consistent monthly revenue and at least a few months in business.
- Want a clear payment schedule with a set payoff date.
- Are funding multiple needs at once (staffing, inventory, marketing, etc.).
Typical Uses
- Covering seasonal slowdowns or cash flow gaps.
- Launching new marketing campaigns.
- Opening a second location or expanding your footprint.
- Purchasing inventory to meet higher demand.
How to Get Started
Share a few quick details about your business—time in business, monthly revenue, and what you need the funds for—and a Fast Finance advisor will walk you through small business loan options you may qualify for.